What You Need to Know About Smart Homes!. Technology is constantly evolving and adapting to our needs as a society and individuals. One of these exciting developments has been the creation and evolution of smart homes. WHAT IS A SMART HOME? A smart home is any home where the homeowners are able to control thermostats, […]

Hey!! It’s Cold Out There!! What better way to show some love for Valentine’s Day, then to help our fellow men/women in need! Join us on February 24, 2024! The Coldest Night of the Year is a winterrific family-friendly 2 or 5 km fundraising walk in support of local charities serving people experiencing hurt, hunger, and homelessness. […]

Pantone of the Year. As we enter the New Year, it’s always fun to reflect on the previous twelve months and take a look at what is trending as we move forward. If you’re unfamiliar with the Pantone of the Year, it is more than just a colour to paint your walls. Since 2000, the […]

Mortgage Types 101. Get to know the important basics before you choose your mortgage. You have to be sure you select what is most important to you – lower rates or flexibility. Before you choose a mortgage, take some time to study mortgage types: Closed Mortgage: If you want consistency with respect to rates and the […]

Fall Market Update. As you may have heard, The Bank of Canada opted to maintain its policy rate at 5% as of September. The recent rate hikes over the spring and summer have slowed the housing and mortgage markets as potential buyers were unsurprisingly spooked by the rise in mortgage rates. More recently, fixed-rate loans […]

What do Your Teenagers Need to Know about Money?. As adults, we all know the critical importance of managing money wisely and the impact our financial situation has on our overall well-being. As parents we do our best, but there are plenty of life lessons we need to teach our kids, and personal finance doesn’t […]

It’s Time to Crush Your Credit Card Blues. Although credit cards interest rates have not been affected by the recent surge in the prime lending rate, the fact remains that credit card debt is usually the most expensive debt you can have. The average is around 20% and even the so-called ‘low interest’ cards carry […]

Debt Reduction Key as Interest Rates Soar. There are lots of reasons people fall into debt but only one way out — and it requires a combination of planning, discipline, and persistence. With the rise in interest rates, there is no better time to map out an action plan to reduce your debt. Start by […]

How to Pay Off Your Mortgage Faster. When it comes to homeownership, many of us dream of the day we will be mortgage-free. While most mortgages operate on a 25-year amortization schedule, there are some ways you can pay off your mortgage quicker! 1. Review Your Payment Schedule: Taking a look at your payment schedule can be […]

Make Your Mortgage Work for You. When it comes to mortgages, it can be easy to get overwhelmed by the sheer number of options! Fortunately, we are here to help! Below are some of the mortgage details that you should understand to ensure that you are getting the best mortgage for YOU: Interest Rate Type […]